OK so who is Covered California??

When the law passed in March 2013, it was said that each state had to set up a State Exchange or Insurance Marketplace where people could shop for the new health insurance plans. Not all states participated in this mandate (no surprise there) however CA was one of the first states to participate and set up their own health insurance exchange, other states left it up to the Govt. to set it up and run it at a Federal level. 

Ok so again Covered California is the BRAND NAME of our State Exchange, they will be marketing soon on TV, Radio and print ads to help bring awareness of this marketplace. ONLY CERTIFIED Enrollers OR CERTIFIED Licensed Health insurance agents can help you enroll in the health plans offered through Covered California. PERIOD. Please don't pay a fee to apply!!! no one should ask you to pay an application fee. it's not required nor is it allowed! 

Enrollers or Navigators can ONLY help you ENROLL in a health plan under Covered CA, they cannot steer you or advice you on any health insurance plans nor can they offer help in the private market, they are not licensed to do so. WE, Licensed Health insurance agents AND Certified Insurance Agents under Covered CA can absolutely help you in giving you advice as to what health insurance plan is best for you and your family, inside and outside the marketplace. Please make sure you do your homework and find out if the person helping you is CERTIFIED to do so.


Stephanie Martinez
First Link Insurance Agency
9220 Haven Ave. Suite 110
Rancho Cucamonga Ca 91730